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<br />66 <br /> <br />19.3 Dental Insurance <br /> <br />The City will provide eligible employees and dependents a direct dental <br />reimbursement plan that provides up to a $2,500 per calendar year in <br />reimbursement for dental services and up to a $3,000 lifetime cap for <br />orthodonture. <br /> <br />Employees will pay any additional cost for coverage above the City’s standard <br />contribution for dental insurance premiums for coverage at $2,000 annual cap <br />for basic coverage and $2,500 lifetime cap for orthodonture offered to the <br />majority of City employees. The employee contribution will be paid toward the <br />cost of the administrative fees and costs for the third party administrator. <br /> <br />19.4 Savings Clause <br /> <br />If, pursuant to any federal or state law which may become effective subsequent <br />to the effective date of this MOU, the City is required to pay contributions or <br />taxes for hospital-medical-surgical, dental care, prescription drug or other health <br />benefits to be provided its employees under such federal or state act, the City's <br />obligation to furnish the same benefits under the hospital-medical-surgical, <br />dental care and major medical programs shall be suspended and the <br />contributions agreed to be paid monthly hereunder by the City shall be reduced <br />each month by the amounts which the City is required to expend during any such <br />month in the form of contributions or taxes to support said federal or state <br />health plan. <br /> <br />If, as a result of such a law, the level of benefits provided by such law for any <br />group of employees, or their dependents, is lower in certain categories of <br />services than that provided under the Group Health Benefit Plans provided by <br />the City, the City shall, to the extent practical, provide a plan of benefits <br />supplementary to the federal or state benefits so as to make benefits in each <br />category of coverage as nearly comparable as possible to the benefits provided <br />under the Group Health Benefits Plans provided by the City, according to the <br />plan selected by individual employees. The City need only expend for this <br />purpose the actual amount required to achieve parity between the benefits <br />agreed to be provided under the Group Health Benefits Plans provided by the <br />City and the benefits provided under any federal or state plan as supplemented <br />in the manner hereinabove described. In no event shall the City be required to <br />expend for such purposes an amount which, when added to the contributions or <br />taxes required of the City under the federal or state act, shall exceed the <br />amounts paid at the time such legislation becomes effective. <br /> <br />6.A. - Page 77 of 99 <br />84