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Exhibit D <br />ATTY/AGR/2025/AMEND NO.2 – YMCA MASTER PROJECT AGREEMENT <br />REV: 07-17-25 VR <br />exclusion for explosion, collapse and underground damage, in an amount not less than One Million <br />Dollars ($1,000,000). All of such insurance shall be noncontributing with any insurance, which may <br />be carried by Tenant and shall contain a provision that Tenant, although named as an insured, shall <br />nevertheless be entitled to recover under the policy for any loss, injury or damage to Tenant, its agents <br />and employees, or the property of such persons. As an alternative to the above, Landlord may insure <br />the Non-Exclusive Common Area under a blanket insurance, self-insurance or joint self-insurance <br />policy covering other properties owned by Landlord. <br />(d)The limits and coverage of all insurance set forth herein shall be adjusted on <br />every Tenth (10th) anniversary of the Commencement Date during the Term by increasing the limits <br />according to increases in CPI rounded to the nearest $100,000. “CPI” means the San Francisco- <br />Oakland-San Jose Consumer Price Index, All Items (1982-84=100) for All Urban Consumers (CPI- <br />U), or, if such index is no longer published, a replacement index substantially similar to the CPI as <br />reasonably selected by Landlord. Upon the issuance thereof, each insurance policy or a duplicate or <br />certificate thereof shall be delivered to Landlord, Tenant and Lender, as the case may be. Nothing <br />herein shall be construed to limit the right of Lender to cause Tenant to carry or procure other <br />insurance covering the same or other risks in addition to the insurance specified in this Lease. <br />(e)All amounts that shall be received under any fire and extended coverage <br />insurance policy specified in subsections (a) - (c) above shall be first applied to the payment of the <br />cost of repair, reconstruction or replacement of any buildings or improvements, or furniture, fixtures, <br />equipment and machinery, that is damaged or destroyed. <br />20.Mechanics’ and Other Liens. <br />(a)Tenant shall promptly discharge or remove by bond or otherwise prior to <br />foreclosure thereof any and all mechanics’, materialmen’s and other liens for work or labor done, <br />services performed, materials, appliances, teams or power contributed, used or furnished to be used <br />in or about the YMCA Site for or in connection with any construction of the New YMCA, which <br />Tenant may make or permit or cause to be made, or any future work or construction by, for or <br />permitted by Tenant on or about the New YMCA, and to indemnify, save and hold Landlord and all <br />of the YMCA Site and all buildings and improvements thereon free and harmless of and from any <br />and all such liens and claims of liens and suits or other proceedings pertaining thereto. Tenant <br />covenants and agrees to give Landlord written notice not less than Twenty (20) days in advance of <br />the commencement of any construction, alteration, addition, improvement or repair costing in excess <br />of One Million Dollars ($1,000.000.00) in order that Landlord may post appropriate notices of <br />Landlord’s non-responsibility. <br />(b)Tenant shall have the right to contest the amount or validity of any lien of the <br />nature set forth in this Section 20 or the amount or validity of any tax, assessment, charge, or other <br />item to be paid by Tenant under Section 6 (Taxes and Assessments) hereof by giving Landlord written <br />notice of Tenant’s intention to do so within Twenty (20) days after the recording of such lien or at <br />least Ten (10) days prior to the delinquency of such tax, assessment, charge, or other item, as the case <br />may be. In any such case, Tenant shall not be in default hereunder, and Landlord shall not satisfy and <br />Page 14 of 50