Agmt26 Teriyaki Madness (875 Middlefield Road)

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policy year. With respect to any interruption which begins in one policy year and continues or results in additional loss or expense in a subsequent policy year(s), all loss and expense is deemed to be sustained or incurred in the policy year in which the interruption began. 18. Lease Loss Assessment The following is added to the Additional Coverages section: If required in a written lease agreement, we will pay up to $2,500 in any one occurrence for your share of an assessment charged to all tenants by the building owner as a result of loss or damage caused by or resulting from a Covered Cause of Loss to a building you occupy. 19. Leasehold Improvements The following is added to the Additional Coverages section: We will pay for the loss of the retained value of your improvements and betterments that you sustain due to the cancellation of your lease. The retained value is calculated as the percentage of time remaining on the lease at the time it is cancelled times the initial value of the improvements and betterments. The cancellation must result from direct physical loss of or damage to property at the described premises caused by or resulting from a Covered Cause of Loss. We will pay up to $15,000 in any one occurrence as a Limit of Insurance for this Additional Coverage. 20. Lock and Key Replacement The following is added to the Additional Coverages section: We will pay up to $25,000 in any one occurrence as a Limit of Insurance for the necessary expenses you incur to repair or replace locks and keys resulting from theft or unlawful copying of keys. This Limit of Insurance is in addition to and in excess of any other Limit of Insurance that may be provided by this policy for this coverage. This insurance does not apply to loss or damage caused by: a. Vandalism; or b. Wear and Tear. This Additional Coverage is not subject to a deductible. 21. Money And Securities The following is added to the Additional Coverages section: a. We will pay for loss of "money" and "securities" used in your business while at a bank or savings institution, within your living quarters or the living quarters of your partners or any employee having use and custody of the property, at the described premises, or in transit between any of these places, resulting directly from: (1) Theft, meaning any act of stealing; (2) Disappearance; or (3) Destruction. b. In addition to the Limitations and Exclusions applicable to Section I — Property, we will not pay for loss: (1) Resulting from accounting or arithmetical errors or omissions; (2) Due to the giving or surrendering of property in any exchange or purchase; (3) Of property contained in any "money" -operated device unless the amount of "money" deposited in it is recorded by a continuous recording instrument in the device; or (4) Following and directly related to the use of any "computer" to fraudulently cause a transfer of that property from inside the described premises, or a bank or savings institution: (a) To a person (other than a messenger) outside those premises; or (b) To a place outside those premises. c. The most we will pay for loss in any one occurrence is: Page 8 of 24 Includes Copyrighted Material of the Insurance Services Office, Inc. BP990102 0522 Used with permission ATTY/AGR.2026.027/Azasa Inc. (875 Middlefield Rd) (Page 25 of 51)