Agmt26 Teriyaki Madness (875 Middlefield Road)

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In the event of any such act having been committed by one or more individuals listed in (a) or (b) above, no insured is entitled to coverage under this additional coverage, including insureds who did not commit or conspire to commit the act causing the "identity fraud". (2) Loss other than "expenses" or additional advertising costs. e. With respect to this Additional Coverage only, Section 1. D. Deductible is replaced with the following: We will not pay for "expenses" or additional advertising costs until the amount of "expenses" and advertising costs exceeds $250. We will then pay the amount of "expenses" and additional advertising costs in excess of the deductible up to the applicable Limit of Insurance provided in this Additional Coverage. No other deductible applies to this Additional Coverage. f. With respect to this Additional Coverage only, the following is added to Section 1. E. 3. Duties In The Event Of Loss Or Damage Property Loss Conditions: Send to us, within 60 days after our request, receipts, bills or other records that support your claim for "expenses" or additional advertising costs under this Additional Coverage. g. This Additional Coverage does not apply to any loss payable under the Additional Coverage for Employee Dishonesty in this endorsement. h. With respect to this Additional Coverage, the following definitions are added to Paragraph H. Definitions: (1) "Expenses" means: (a) Costs for notarizing affidavits or similar documents attesting to fraud required by financial institutions or similar credit grantors or credit agencies. (b) Costs for certified mail to law enforcement agencies, credit agencies, financial institutions or similar credit grantors. (c) Costs for obtaining credit reports. (d) Lost income resulting from time taken off work to complete fraud affidavits, meet with or talk to law enforcement agencies, credit agencies or legal counsel, up to a maximum payment of $250 per day. Total payment for lost income is not to exceed $10,000. (e) Loan application fees for reapplying for a loan or loans when the original application is rejected solely because the lender received incorrect credit information. (f) Reasonable attorney fees incurred as a result of "identity fraud" to: (i) Defend lawsuits brought against you by merchants, vendors, suppliers, financial institutions or their collection agencies; (ii) Remove any criminal or civil judgments wrongly entered against you; and (iii) Challenge the accuracy or completeness of any information in a consumer credit report. (g) Charges incurred for long distance telephone calls to merchants, vendors, suppliers, customers, law enforcement agencies, financial institutions or similar credit grantors, or credit agencies to report or discuss an actual "identity fraud". (2) "Identity fraud" means the act of knowingly transferring or using, without lawful authority, a means of identification of your business, as described in the Declarations, with the intent to commit, or to aid or abet another to commit, any unlawful activity that constitutes a violation of federal law or a felony under any applicable state or local law. 17. Interruption Of Computer Operations Section I. A. 5., q. (3) is deleted in its entirety and replaced by the following: The most we will pay under this policy for this Additional Coverage for all loss sustained and expense incurred, regardless of the number of interruptions or the number of premises, locations or computer systems involved, is $25,000 unless a higher Limit of Insurance is shown in the Declarations. If loss payment relating to the first interruption does not exhaust this amount, then the balance is available for loss or expense sustained or incurred as a result of subsequent interruptions in that policy year. A balance remaining at the end of a policy year does not increase the amount of insurance in the next BP990102 0522 Includes Copyrighted Material of the Insurance Services Office, Inc. Page 7 of 24 Used with permission ATTY/AGR.2026.027/Azasa Inc. (875 Middlefield Rd) (Page 24 of 51)