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(2) Water or waterborne material that overflows or is otherwise discharged from a sump, sump <br />pump or related equipment, even if the overflow or discharge results from mechanical <br />breakdown of a sump pump or its related equipment. <br />However, with respect to Paragraph a.(2) we will not pay the cost of repairing or replacing a sump <br />pump or its related equipment in the event of mechanical breakdown. <br />b. The coverage described in Paragraph a. above, does not apply to loss or damage resulting from <br />an insured's failure to: <br />(1) Keep a sump pump or its related equipment in proper working condition; or <br />(2) Perform the routine maintenance or repair necessary to keep a sewer or drain free from <br />obstructions. <br />c. The most we will pay under a.(1) above for water back-up is $25,000; and the most we will pay <br />under a. (2) above for sump overflow is $25,000. These Limits of Insurance are in addition to and <br />in excess of any other Limit of Insurance that may be provided by this policy for this coverage. <br />d. For purposes of this Additional Coverage, The Water Exclusion in Section I — Property Paragraph <br />113.1.g. is deleted and replaced by the following: <br />Water <br />(1) Flood, surface water, waves (including tidal wave and tsunami), tides, tidal water, overflow of <br />any body of water, or spray from any of these, all whether or not driven by wind (including <br />storm surge); <br />(2) Mudslide or mudflow; or <br />(3) Water under the ground surface pressing on, or flowing or seeping through: <br />(a) Foundations, walls, floors or paved surfaces; <br />(b) Basements, whether paved or not; or <br />(c) Doors, windows or other openings; or <br />(4) Waterborne material carried or otherwise moved by any of the water referred to in Paragraph <br />(1) or (3), or material carried or otherwise moved by mudslide or mudflow. <br />This exclusion applies regardless of whether any of the above, in Paragraphs (1) through (4), is <br />caused by an act of nature or is otherwise caused. <br />But if Water, as described in Paragraphs (1) through (4), results in fire, explosion or sprinkler <br />leakage, we will pay for the loss or damage caused by that fire, explosion or sprinkler leakage. <br />B. The following Limitations and Exclusions are added to Section I — Property: <br />Limitations and Exclusions <br />The following Limitations and Exclusions are added to those found in the Businessowners Coverage <br />Form at the described premises shown in the Declarations. <br />1. Property of Others <br />Section I. A. 2. Property Not Covered is amended to include the following: <br />We will not pay for loss or damage to the following Property Of Others: <br />a. Property of others that has been in your care, custody or control for a period in excess of six <br />months, except as may be otherwise specifically provided; and <br />b. Autos of others, which means land motor vehicles licensed and designed for travel on public <br />roads but does not include "mobile equipment", as defined in SECTION II- LIABILITY. <br />2. Limits of Insurance <br />Section I. C. Limits of Insurance is amended to include the following: <br />If an Additional Coverage does not specifically show a Limit of Insurance per Building or Premises <br />then the limit is on a per Premises basis. <br />3. Deductible <br />Section I. D. Deductibles is amended to include the following: <br />BP990102 0522 Includes Copyrighted Material of the Insurance Services Office, Inc. Page 17 of 24 <br />Used with permission <br />ATTY/AGR.2026.027/Azasa Inc. (875 Middlefield Rd) (Page 34 of 51) <br />