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RSLCROP 2025 Form EX C – INSURANCE REQUIREMENTS PUBLIC WORKS TEMPLATE FOR INFORMAL BIDDING ($100K) 12-04-25 REV: 12-15-25 MI Exhibit C INSURANCE REQUIREMENTS 1. Insurance. Contractor shall obtain and maintain for the duration of the Contract and any and all amendments or change orders thereto, insurance against claims for injuries to persons or damage to property which may arise out of or in connection with performance of the Work by Contractor or Contractor’s agents, representatives, employees or subcontractors. The insurance carrier is required to maintain an A.M. Best rating of not less than “A-:VII”. 1.1 Coverages and Limits. Contractor, at its sole expense, shall maintain the types of coverages and minimum limits indicated below, unless otherwise approved by City in writing. These minimum amounts of coverage will not constitute any limitations or cap on Contractor's indemnification obligations under the Contract. 1.1.1 Commercial General Liability Insurance. Contractor shall maintain occurrence based coverage with limits not less than $2,000,000 per occurrence for bodily injury, personal injury, and property damage, including without limitation, blanket contractual liability and coverage for explosion, collapse and underground property damage hazards. If the submitted policies contain aggregate limits, such limits will apply separately to the Services, project, or location that is the subject of this Agreement or the aggregate will be twice the required per occurrence limit. The Commercial General Liability insurance policy shall be endorsed to name the City, its officers, agents, employees and volunteers as additional insureds, and to state that the insurance will be primary and not contribute with any insurance or self- insurance maintained by the City. For construction contracts, an endorsement providing completed operations to the additional insured is also required. 1.1.2 Business Automobile Liability Insurance. Contractor shall maintain coverage with limits not less than $1,000,000 per each accident for owned, hired and non- owned automobiles. 1.1.3 Workers' Compensation and Employer's Liability Insurance. Contractor shall maintain coverage as required by the California Labor Code and Employer’s Liability limits with limits not less than $1,000,000 per each accident for bodily injury or disease. The Worker’s Compensation policy shall contain an endorsement stating that the insurer waives any right to subrogation against the City, its officers, agents, employees, and volunteers. 1.1.4 Professional Liability Insurance. Contractor shall maintain coverage with limits not less than $1,000,000 per occurrence. Professional Liability may be written as claims-made coverage. Any policy inception date, continuity date, or retroactive date must be before the effective date of this agreement, and Contractor agrees to maintain continuous coverage through a period no less than three years after completion of the services required by this agreement. The cost of such insurance shall be included in Contractor's bid. 1.1.5 Contractors Pollution Liability Pollution Coverage shall be provided on a Contractors Pollution Liability form or other form acceptable to City providing coverage for liability arising out of sudden, accidental and