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ATTY/AGR.2026.103/San Mateo County Transportation Authority (Community Vanpool Program) (Page 9 of 18) <br /> <br />San Mateo County Transportation Authority/City of Redwood City/Manzanita Works <br />Community Vanpool Program <br />9 <br />REV: 04-13-26 VR 22538717.2 <br />in favor of the SMCTA respecting any and all claims that may arise. <br /> <br />i. Workers’ Compensation and Employer’s Liability Insurance. Worker’s <br />Compensation coverage must meet statutory limits and Employer’s <br />Liability Insurance must have minimum limits of $2 (two) million. <br />Insurance must include a Waiver of Subrogation in favor of the SMCTA. <br /> <br />ii. Commercial General Liability Insurance. The limit for Commercial <br />General Liability Insurance in each contract and subcontract cannot be less <br />than $2 (two) million per occurrence and general aggregate of at least $2 <br />(two) million. Commercial General Liability Insurance must be primary to <br />any other insurance, name the SMCTA as an Additional Insured, include a <br />Separation of Interests endorsement and include a Waiver of Subrogation <br />in favor of the SMCTA. <br /> <br />iii. Business Automobile Liability Insurance. The limit for Business <br />Automobile Liability Insurance in each contract and subcontract cannot be <br />less than $2 (two) million. Insurance must cover all owned, non-owned <br />and hired autos, and include a Waiver of Subrogation in favor of the <br />SMCTA. <br /> <br />iv. Property Insurance. Property Insurance must cover an Entity’s and/or <br />Agent’s own equipment as well as any materials to be installed. Property <br />Insurance must include a Waiver of Subrogation in favor of SMCTA. <br /> <br />b) Excess or Umbrella Coverage. Co-Sponsors and/or any other Entity may opt to <br />procure excess or umbrella coverage to meet the above requirements, but in such <br />case, these policies must also satisfy all specified endorsements and stipulations <br />for the underlying coverages and include provisions that the policy holder’s <br />insurance is to be primary without any right of contribution from the SMCTA. <br /> <br />c) Deductibles and Retentions. Entity must ensure that deductibles or retentions on <br />any of the above insurance policies are paid without right of contribution from the <br />SMCTA. Deductible and retention provisions cannot contain any restrictions as to <br />how or by whom the deductible or retention is paid. Any deductible or retention <br />provision limiting payment to the named insured is unacceptable. <br /> <br /> In the event that any policy contains a deductible or self-insured retention, and in <br />the event that the SMCTA seeks coverage under such policy as an additional <br />insured, Entity will ensure that the policy holder satisfies such deductible to the <br />extent of loss covered by such policy for a lawsuit arising from or connected with <br />any alleged act or omission of the Entity or Agents, even if neither the Entity nor <br />Agents are named defendants in the lawsuit. <br /> <br />d) Claims Made Coverage. If any insurance specified above is provided on a claim- <br />made basis, then in addition to coverage requirements above, such policy must