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�.2A -32 <br />10.2 Dental <br />The City shall continue to provide to eligible employees and dependents fully paid dental <br />insurance through Delta Dental Fee for Service program through the term of this <br />agreement or upon the establishment of a mutually agreed upon alternative program. <br />Effective with the first full pay period on or after September 1, 2003, the City will <br />provide to eligible employees and dependents fully paid dental insurance through the <br />TLC Program Administrators through the term of this agreement to include coverage's as <br />follows: $1,000 annual cap for basic coverage and $2,000 lifetime cap for orthodonture. <br />10.3 Life Insurance <br />The City shall continue to offer to eligible employees the life insurance program in effect <br />on February 1, 1974. <br />10.4 Savings Clause <br />If, pursuant to any federal or state law which may become effective subsequent to the <br />effective date of this MOU, the City is required to pay contributions or taxes for hospital - <br />medical- surgical, dental care, prescription drug or other health benefits to be provided its <br />employees under such federal or state act, the City's obligation to furnish the same <br />benefits under the hospital- medical - surgical, dental care and major medical programs <br />existing at this time shall be suspended and the contributions agreed to be paid monthly <br />hereunder by the City shall be reduced each month by the amounts which the City is <br />required to expend during any such month in the form of contributions or taxes to <br />support said federal or state health plan. <br />If, as a result of such a law, the level of benefits provided by such law for any group of <br />employees, or their dependents, is lower in certain categories of services than that <br />provided under the existing major plans the City shall, to the extent practical, provide a <br />plan of benefits supplementary to the federal or state benefits so as to make benefits in <br />each category of coverage as nearly comparable as possible to the benefits provided <br />under the major medical plan. The City need only expend for this purpose the actual <br />amount required to achieve parity between the benefits agreed to be provided under the <br />major medical plan and the benefits provided under any federal or state plan as <br />supplemented in the manner hereinabove described. In no event shall the City be <br />required to expend for such purposes an amount which, when added to the contributions <br />or taxes required of the City under the federal or state act, shall exceed the amounts paid <br />at the time such legislation becomes effective. <br />If the benefits provided under the federal or state act exceed the benefits provided <br />hereunder in each category of coverage, the City shall be under no further obligation to <br />make any contributions. <br />The City intends to evaluate the hospital - medical, life insurance, and dental plans, which <br />are currently available to employees. In the event that it may be possible to provide <br />hospital - medical, life insurance and dental coverage as nearly comparable as possible to <br />the benefits in effect on September 1, 1998, without additional cost to the City or the <br />employees, the City may substitute new insurance carriers. The Association will be <br />21 <br />