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6.3.B. - Page 19 <br /> 7.�2 Requ�rement far Wr�tten Notice af ��a�m Den�al ' <br /> The Plan Administrat�r shall pr�vide,to�very claimant who is denied a claim f�r benefits,written n�tice setting fQrth in a <br /> mann�r calculat�d t�be underst��d by the claimant: <br /> a} The specif�c reason�r reasons for the denial; <br /> b} Specific referen�e t�pertinent PIan pr�visi�ns�n which th�denial is bas�d; <br /> c} A descripti�n�f any a.ddiri�nal mat�rial of inf�rmation necessary for the claimant t�p�rfect th�claim and an explanatioi� <br /> of why such material is necessary,and <br /> d} An explanati�n�f the Plaris claun review pr�c�dur�. <br /> 7.�3 Right to Request Hearing an Benef it Denia! <br /> �ithin one-hundred eighty(18�} days after the receipt by the claimant�f written notificati�n�f the denial�in whQle or in <br /> part}�f his claim,the claimant or his duly auth�riz�d representative,up�n written application to the Plan Administrator,in <br /> person or by certified mail,postage prepaid,may request a r��iew�f such denial,may review pertinent documents,and may <br /> submit issues and comments in writing. <br /> 7.�4 D�spas�ti�n af D�sputed Cla�ms <br /> y <br /> Up�n its receipt�f n�tice of a request f�r re�iew,the Plan Administrat�r shall make a pr�mpt decisi�n�n the review The d�cisi�n <br /> �n review shall be written in a manner cal�ulated to be under�tood by th�claimant and sha11 include specific reas�ns for the decision <br /> and specific reFerences to the pertinent plan pr�visi�ns�n which the d�cisi�n is ba.s�d.The de�ision on review shall he made not later <br /> than sixty(GU}days after the Plan Administrat�r's receipt�f a r�quest f�r a review,unless special circumstances require an extensi�n <br /> �f time for pr�cessing,in which case a decision sha11 be rendered n�t Iater than on�hundred-twenty(���}days after receipt�f a <br /> r�quest fvr revi�w.�f an ext�nsi�n is necessary,the r.laimant shall be given written n�ti���f th�ext�nsi�n pri�r t�th�expirati�n of <br /> the uutial sixty�G�}day peri�d.If n�tice�f the d�cisi�n on the re,view is n�t furnished in accordance with�his Section,the claim <br /> shall be deemed denied and the c.�aimant shall be permitted to exercise his right to legal remedy pursuant to Secti�n 7.Q5. <br /> 7.�5 Preser�atian af qther Remed�es <br /> After exhaustion�f the claims pr���dures pr�vided under this Plan,n�thing shall prevent any p�rson fram pursuing any�ther <br /> legal or equitable remedy otherwise available. <br /> ARTlCLE V!�! <br /> Amendment ar Term�nat�on af Plan <br /> 8.�] Permanen�y <br /> �hile the Employer fully expects that this Plan wi11 continue ind�finitely,du�to unforeseen,future business contingen�ies, <br /> p�rman�ncy�f th�Plan will be subject t�the Empl�yer's right to amend or terminat�th�P�an,as pr�vid�d in Secti�ns$.�� <br /> and 8.�3,below. <br />