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writing effective as of the date of assignment, or BFC shall be in default under this <br />Agreement and this Agreement shall be subject to Termination. <br /> <br /> 18. Entire Aqreement and Amendment. This Agreement contains the <br />entire understanding between the parties with respect to the subject matter <br />herein. There are no representations, agreement or understandings (whether <br />oral or written) between or among the parties relating to the subject matter of this <br />Agreement which are not fully expressed herein. This Agreement may not be <br />amended except pursuant to a written instrument signed by all parties. <br /> <br /> 19. SeverabiliW. If any one or more of the provisions, covenants, or <br />agreements or portions thereof provided in this Agreement shall be held by a <br />court of competent jurisdiction in a final judicial action to be void, voidable or <br />unenforceable, such covenant or covenants, such agreement or agreements, or <br />such portions thereof shall be null and void and shall be deemed separable from <br />the remaining covenants or agreements or portions thereof and shall in no way <br />affect the validity or enforceability of the remaining portions of this Agreement, <br />and the parties shall negotiate in good faith to replace any such covenant, <br />agreement or portion found to be null and void. <br /> <br /> 20, Third-ParW Modifications. This Agreement shall be subject to such <br />changes or modifications as may be required or authorized by any regulatory <br />body or commission in the exercise of its lawful jurisdiction and any modification, <br />revision, renewal, or extension of this Agreement shall so state. <br /> <br />Agmt-052 <br />Gk~hazeoX~ha~/~RedwoooACo uncil <br />FXS:rg <br />12/18/96 <br />04/14/97R <br />05/06/97R 29 <br /> <br /> <br />