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B¢xly, recorded June 28, 1996, as Instrument No. 96079146 in the Oflic~al Records of San <br />Mateo CaJn~, California, and encumbering the Property, and <br /> <br /> (b) Affor~ei~le HoU~ng Covenant (the "Covenant") dated June 18, 1996, <br />executed by Borrower for the bener~ of Governmental Bo~j and recorded June 28, 1996, as <br />Instrument No. 960T9147 in the Official Records of San Mateo County, California, pursuant to <br />the ten'ns of which Borrower agreed, among offier things, for itself and its successors and <br />assigns, to limit the rant payable for the apartment units comprising the Improvements. <br /> <br />In connecticm with Governmental Body's transfer of the Propaffy to Borrower pumuant to that <br />certain Grant Deed (the 'Deed') recorded June 28, 1996. as Instrument No. 96079138 in the <br />Official Records of San Mateo Cou~lty, California, and in addition to the covenants and <br />restrictkms set forth in the Covenant, Governmental Body has imposed additional re~rict~s <br />on the use and development of the Property as provided in Pa~-agraphs 1 through 5, <br />inclusive, of the Deed and certain other provisiOnS con, rained in the Deed. The provisions of <br />Paragraphs 1 through 5, inclusive, set forth in the Deed are hereinafter collectively reftwTed to <br />as (he 'Restrictions'. <br /> <br />The DDA, the Governmental Body Note, Govemmantal Body Deed of Trust. the Covenant, the <br />Deed, and all other cocuments evidencing, securing Or pertaining to the Governmental Body <br />Loan are hereinafter collectively referred to as "Governmental Body 1:3~x~ments". Unless <br />exl:xessly defined herein, all capitalized terms used herein shall have t~ meanings ascribed to <br />them in ~ Governmental Body Loan Agreement or in Appendix~l attached hereto and made a <br />part hereof. <br /> <br /> Governmental Body has been advised that Borrower has req~.sted you. Union <br />Bank of California, N.A. ("Bank'), to make, and that Bani( has agreed to make, to Borrower the <br />Loan. Govemmentel Body has been further advised that tile Loan shall be (a) made in <br />accordance with (he terms and conditions of the Loan Agreement, and (b) secured I~/, among <br />otl~r things, the De~ of Trust. <br /> <br /> In order to ir~uce Bank to enter into the Loan Agreement and to disburse. <br />funds under the Loan, Governmental Body hereby agrees for the benefit of Borrower and Bank <br /> <br /> f. REPRESENTATIONS. WARRAN,'rlES. COVENANTS. CONSENTS <br />AND APPROVALS. <br /> <br /> Governmental Body herel3y makes the following representations. <br />warranties and covenants and~ consents to or approves (he following, as applicable, for the <br />benefit of Borrower and Bank:. <br /> <br /> (a) True and Correct Cofw of DDA. Govern ,mental Bo~ Note. <br />Governmental ~ Deed of Trust and the C0venal-~, Attached hereto as Exhibit "A" and <br />made a pa~t hereof, are true, correct and complete copies of the DDA, Govemmentei Body <br />No{e, Govemme~,'tal Body Oeed of Trust and the Cover~ant, and the same have r~ been <br />amended or rnedhr~ed exceflt as reflected therein. <br /> <br /> (b) NO Offsets; No Default Under C~vernmental Bod~ Documents. <br />As of the date set forth above, Govemmenfal. Body has no offset, defense, deduction or claim <br />against Bon'ower under any of the Governmental Body Documents, Bon'ower is not in default <br /> <br /> <br />