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6.1. C. - Page 31 will pay one hundred percent (100%) of the vision insurance premium for eligible employees and dependents. Effective January 1, 2012, the City will pay ninety percent (90%) of the vision insurance premium for eligible employees and dependents. 17.4 Savings Clause 17.4.1 If, pursuant to any federal or state law which may become effective subsequent to the effective date of this Memorandum of Understanding, the City is required to pay contributions or taxes for hospital-medical-surgical, dental care, prescription drug or other health benefits to be provided it employees under such federal or state act, the City's obligation to furnish the same benefits under the hospital-medical programs shall be suspended and the contributions agreed to be paid monthly hereunder by the City shall be reduced each month by the amounts which the City is required to expend during any such month in the form of contributions or taxes to support said federal or state health plan. 17.4.2 If, as a result of such law, the level of benefits provided by such law for any group of employees, or their dependents, is lower in certain categories of services than that provided under the existing major plan, the City shall, to the extent practical, provide a plan of benefits supplementary to the federal or state benefits so as to make benefits in each category of coverage as nearly comparable as possible to the benefits provided under the major medical plans. The City need only expend for this purpose the actual amount required to achieve parity between the benefits provided under the major medical plan and the benefits provided under any federal or state plan as supplemented in the manner hereinabove described. In no event shall the City be required to expend for such purposes an amount which when added to the contributions or taxes required of the City under the federal or state act, shall exceed the amounts paid at the time such legislation becomes effective. 17.4.3 If the benefits provided under the federal or state act exceed the benefits provided hereunder in each category of coverage, the City shall be under no further obligation to make any contribution. 17.5 Life Insurance The City shall offer to eligible employees additional life insurance equal to one and one-half (1-1/2) times the employee's annual salary at a 60/40 premium contribution split between the city and the employee respectively. 17.6 Long Term Disability The City will contract to provide Long Term Disability Insurance for COA unit employees. The City, for the term of this agreement, will pay the full cost of the basic rate (basic rate provides for up to a$3,000 maximum monthly payout). A buy-up option will be included to offer the employee the opportunity to increase their coverage, at their own expense, up to an additional $3,000 monthly payout. The total maximum monthly payout available will be $6,000. 17.7 Social Security In the event the City and its employees are required to participate in the Federal Social Security Program, the contribution designated by law to be the responsibility of the employee shall be paid in full by the employee and the City shall be paid in full by the employee and the City shall not be obligated to pay or "pick up" any portion thereof. 24