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6.1.J. - Page 50 3.3. Severabilitv. If any term, provision, covenant or condition of this Declaration is held to be invalid, void or otherwise unenforceable, to any extent, by any court of competent jurisdiction, the remainder of this Declaration shall not be affected thereby, and each term, provision and covenant shall be valid and enforceable to the fullest extent permitted by law. 3.4. Breach Shall Not Permit Termination. It is expressly agreed that no breach of this Declaration shall entitle the Owner to cancel, rescind, or otherwise terminate this Declaration, but such limitation shall not affect in any manner any of the other rights or remedies that the Owner or City may have by reason of any breach of this Declaration. 3.5. Mort�a�ee Protection. No portion of this Declaration or any amendment or violation thereof shall operate to defeat or render invalid, in whole or in part, the rights of the beneficiary, insurer, guarantor, or holder of any mortgage or deed of trust encumbering the Property or any portion thereof; provided that, after foreclosure of any such mortgage or deed of trust, the property foreclosed shall remain subject to this Declaration. 3.6. California Law. This Declaration is being executed and delivered, is intended to be performed, in the State of California, and to the extent permitted by law, the execution, validity, construction and performance of this Declaration shall be construed and enforced in accordance with the laws of the State of California. 3.7. Terminolo�v. All personal pronouns used in this Declaration, whether used in the masculine, feminine, or neuter gender, shall include all other genders; the singular shall include the plural and vice versa. 3.8. Ca�tions. Article and section titles or captions contained herein are inserted as a matter of convenience and for reference, and in no way define, limit, extend, or describe the scope of this Declaration or any provisions hereof. 3.9. Not a Public Dedication. Nothing herein contained shall be deemed to be a gift or dedication of any portion of the Property to the general public or for the general public or for any public purpose whatsoever, it being the intention of the Owner hereto that this Declaration shall be strictly limited to and for the purposes herein expressed. 3.10. Duration. This Declaration and each term, easement, covenant, restriction and undertaking of this Declaration will remain in effect for a term of ninety-nine (99)years from the recordation date hereof and shall automatically be renewed unless the Owner elects not to so renew. 3.11. Runs with Land. All conditions, covenants and agreements contained herein shall operate as covenants running with the land. Every person who now or in the future owns or acquires any right, title or interest in or to the Property or any portion thereof shall be conclusively deemed to have consented to and agreed to every covenant, restriction, provision, condition and right contained in this Declaration, whether or not the instrument conveying such interest refers to this Declaration. ATTY/AGR/2012.075/2580 ECR(URBAN HOUSING)CCRS REV:06-08-12 VR Page 4 of 10