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delay or failure to provide any such services due to lack of available facilities or personnel if such lack is the result of disaster or epidemic. 2. Circumstances Beyond OHS' Control. If due to circumstances not reasonably within the control of OHS, such as complete or partial destruction of facilities, war, riot, civil insurrection, or similar causes, the rendition of services provided hereunder is delayed or rendered impractical, then OHS will make a good faith effort to provide or arrange for the provision of services, but neither OHS nor Participating Providers have any liability or obligation for such delay or such failure to provide services. K. Addenda All addenda mentioned in the body of this Group Agreement are hereby incorporated by reference as if set forth in full herein. L. Assignment This Agreement is not assignable by e.i ther Employer or OHS without the other party's written consent. For purposes of this Agreement, any effective changes in control of ownership of either party, including sale of stock, or sale of all or substantially all assets of either party, shall be contrued hereunder as an assignment and thus require written consent. M. Employer's Affirmative Obligation to Notice OHS of Important Events Employer shall immediately inform OHS as to any event which gives rise to OHS' right to terminate this Agreement or any individual member's coverage, including events which would result in a Member's loss of eligibility. N. Prohibition Against Decreases in Benefits No decrease in benefits shall occur, except that OHS shall have the right annually, at the renewal date of this Agreement, to increase or decrease benefits, subject to OHS giving Employer 90 days' prior written notice of such proposed change. VII. MANDATORY ARBITRATION A. The arbitration provisions described below shall be in accordance with the California Arbitration Act (found at California Code of civil Procedure section 1280, et seq.). B. The parties hereto agree that arbitration is the final process for the resolution of any dispute that may arise concerning - 7 - -r-""