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). Accident Prevention <br />The best claim le the one that never happens. Unit Managers and Examiners review <br />reports monthly, watching for injury frequency and trends. They help pinpoint causes, <br />suggest prevention strategies, and develop strategies that will cut both frequency and <br />severity. Examiners attend safety meetings, health fairs, in-service training, pre-season <br />orientations and other events to promote safe work habits and discourage abuse and fraud. <br /> <br /> Claim Resolution <br /> CMl continually reviews each claim for settlement possibilities and typically closes 15-20% <br /> of a new client's claim inventory in the first year. As a partner with the Client's risk <br /> management team, CMl will propose innovative, creative approaches that can reduce actual <br /> benefit and medical costs with structured settlements that cut losses. <br /> With its nineteen (19) years of experience, CMl quickly establishes an atmosphere of <br /> professional competence, respect and trust. To reduce worker anxiety, the examiner has <br /> a broad spectrum of tools and services that assure the claimant of competent, caring <br /> service, meeting all legitimate needs and inspiring confidence. <br /> <br /> Effective Cost Control Programs <br /> Since over three-quarters of the Client's costs are in medical and benefits, CMl uses <br /> extensive cost controls to eliminate waste and provide the appropriate, necessary care to <br /> each injured worker. These controls include: · Statue Reports every 60 days <br /> · The File Inventory/Closure Program <br /> · Subrogation Audits <br /> · Structured Settlements <br /> · Examinerln-House ParalegalWork <br /> Litigation Prevention <br /> Legal Ceee Management Program <br /> <br /> Tight controls on vendors through Horizon Managed <br /> Care, LLC (HMC), reduce claim exposure, maintain <br /> control over medical care, and yield substantial savings. <br /> These cost control measures include: <br /> <br /> · Medical Bill Review <br /> PPO Providers with Nationwide Access <br /> Hcapital PPO Discounts <br /> · Durable Medical Equipment Discounts <br /> · Pharmacy DlecountAgreements <br /> · Medical, Chiropractic, & PT Utilization Review <br /> · Nurse Case Managers <br /> · Structured Return to Work Programs <br /> · AOE-COE and Sub-Rosa Investigation <br /> <br /> CLAIMS M~IACEMENT, INC. <br /> <br /> <br />