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6.13. - Page 90 of 366 <br />During. the term of the MOU, the City and Association will split the cost of an actuarial study <br />to be done by an actuary of the City's choice, to determine cost of extending current urrent service <br />retiree health benefits to employees who go out on Industrial Disability Retirement. The <br />parties agree to meet and confer over the study's results. <br />During the term of the MOU the City and Association will discuss establishment of a Cit <br />defined contribution Retiree Health Savings Plan for lateral hires. <br />17.3 Dental Insurance <br />The City shall provide to eligible employees and dependents dental insurance program <br />through the term of this agreement to include coverages as follows: two thousand dollars <br />1$2,0001 annual cap for basic coverage and two thousand five hundred dollars ($2,5001 <br />lifetime cap for orthodonture, The City will pay ninety percent (90%) of the dental insurance <br />premium for eligible employees and dependents. <br />17.4 Vision Care <br />The City shall contract with Vision Service Plan (VSP) or a comparable vision care provider <br />to provide vision care benefits for employees and their dependents. The Vision Sservice <br />Plan B provides for an exam everytwelve J121 months, lenses everytwelve (1 21 months if <br />needed, and frames every two 21 years if needed. There is to be no deductible for <br />employees, but a twenty dollar ($20,001 per person deductible will apply to dependents each <br />time benefits are available and will be paid by the employee. The City will pay ninety percent <br />(90%) of the vision insurance premium for eligible employees and dependents. <br />17.5 Savings Clause <br />17.5.1 If, pursuant to any federal or state law which may become effective subsequent to <br />the effective date of this Memorandum of Understanding, the City is required to pay <br />contributions or taxes for hospital -medical -surgical, dental care, prescription drug <br />or other health benefits to be provided its employees under such federal or state <br />act, the City's obligation to furnish the same benefits under the hospital -medical <br />programs shall be suspended and the contributions agreed to be paid monthly <br />hereunder by the City shall be reduced each month by the amounts which the City <br />is required to expend during any such month in the form of contributions or taxes to <br />support said federal or state health plan. <br />17.5.2 If, as a result of such law, the level of benefits provided by such law for any group <br />of employees, or their dependents, is lower in certain categories of services than <br />that provided under the existing major plan, the City shall, to the extent practical, <br />provide a plan of benefits supplementary to the federal or state benefits so as to <br />make benefits in each category of coverage as nearly comparable as possible to <br />the benefits provided under the major medical plans. The City need only expend <br />for this purpose the actual amount required to achieve parity between the benefits <br />provided under the major medical plan and the benefits provided under any federal <br />or state plan as supplemented in the manner hereinabove described. In no event <br />shall the City be required to expend for such purposes an amount which when <br />added to the contributions or taxes required of the City under the federal or state <br />act, shall exceed the amounts paid at the time such legislation becomes effective, <br />41 <br />109 <br />