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6.K. - Page 74 of 190 <br />19.3 Dental Insurance <br />The City shall continue to provide to eligible employees and dependents dental <br />insurance through the Delta Dental program, through the term of this <br />agreement to include coverages as follows: $2,000 annual cap for basic <br />coverage and $2,500 lifetime cap for orthodonture. During the term of the <br />agreement, the City agrees to study potential changes to .dental insurance and <br />to discuss potential changes with the affected labor groups. Any changes <br />ensure that employees represented by the bargaining unit will receive a dental <br />benefit during the 2021 MOU that is at least median with comparable agencies' <br />dental benefits (including dental and ortho caps) <br />19.4 Savings Clause <br />If, pursuant to any federal or state law which may become effective <br />subsequent to the effective date of this MOU, the City is required to pay <br />contributions or taxes for hospital -medical -surgical, dental care, prescription <br />drug or other health benefits to be provided its employees under such federal <br />or state act, the City's obligation to furnish the same benefits under the <br />hospital -medical -surgical, dental care and major medical programs shall be <br />suspended and the contributions agreed to be paid monthly hereunder by the <br />City shall be reduced each month by the amounts which the City is required to <br />expend during any such month in the form of contributions or taxes to support <br />said federal or state health plan. <br />If, as a result of such a law, the level of benefits provided by such law for any <br />group of employees, or their dependents, is lower in certain categories of <br />services than that provided under the Group Health Benefit Plans provided by <br />the City, the City shall, to the extent practical, provide a plan of benefits <br />supplementary to the federal or state benefits so as to make benefits in each <br />category of coverage as nearly comparable as possible to the benefits provided <br />under the Group Health Benefits Plans provided by the City, according to the <br />plan selected by individual employees. The City need only expend for this <br />purpose the actual amount required to achieve parity between the benefits <br />agreed to be provided under the Group Health Benefits Plans provided by the <br />City and the benefits provided under any federal or state plan as supplemented <br />in the manner hereinabove described. In no event shall the City be required to <br />expend for such purposes an amount which, when added to the contributions <br />or taxes required of the City under the federal or state act, shall exceed the <br />amounts paid at the time such legislation becomes effective. <br />If the benefits provided under the federal or state act exceed the benefits <br />provided hereunder in each category of coverage, the City shall be under no <br />further obligation to make any contributions. <br />63 <br />317 <br />