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• Housing and Urban Development (HUD) Program —This program is offered to families that meet certain income guidelines and may provide a percentage of the rental cost for a limited period to disaster victims. It is also available under a Presidentially declared disaster. • Small Business Administration (SBA) — This program is automatically implemented following a Presidential disaster declaration for Individual Assistance or may be implemented at the request of the governor. It provides low interest loans to businesses and individuals who have suffered disaster losses. • Individual and Family Grant Program (IFGP) — This is authorized only by a federal disaster declaration. It provides grants to disaster victims who are not eligible for SBA loans. • Cora Brown Fund - This is authorized only by a federal disaster declaration. The fund provides disaster victims with assistance provided they are not eligible for any other disaster assistance award from the government or other organizations • US Department of Health and Human Services (HHS) — HHS provides programs such as community health services including the Emergency Prescription Assistance Program and the Strategic National Stockpile of medicines. These are only a few federal programs that can be activated under a Presidentially declared disaster. Disaster assistance may also be altered by legislation passed at the time of the event. Other types of assistance may also be made available depending on the disaster. State programs include: • Unemployment and job services — The California Employment Development Department (EDD) provides a variety of services to individuals and businesses impacted by disasters in California. These range from assistance for those who may have lost a job due to the disaster, to employers who are forced to shut down operations. • State Public Assistance Program — The California Public Assistance Program provides funding to cities, counties, special districts, school districts, community colleges and certain private nonprofit organizations in the event of a state disaster. • Local Assistance Center (LAC) activation and staffing — The LAC is normally staffed and supported by local, State and federal agencies, as well as non-profit and voluntary organizations. The LAC provides a single facility at which individuals, families and businesses can access available disaster assistance programs and services. Volunteer programs include: • The ARC exists to provide compassionate care to those in need. The network of donors, volunteers and employees share a mission of preventing and relieving suffering through disaster relief efforts. • The Volunteer Center of San Mateo County by expanding volunteerism to meet the needs of local nonprofit organizations and public agencies. • Volunteer Organizations Active in Disasters (VOAD) improves outcomes for people affected by disasters by facilitating cooperation, communication, coordination, and collaboration among H-5