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FEMA may provide limited funds for home repair; then the homeowner may apply for an SBA disaster loan for additional repair assistance. FEMA will not pay to return a home to its condition before the disaster. Flood insurance may be required if the home is in a Special Flood Hazard Area. • Replacement: Money to replace a disaster -damaged home, under rare conditions, if this can be done with limited funds. Other Needs Assistance The Other Needs Assistance provision of the Individuals and Households Program provides grants for uninsured, disaster -related necessary expenses and serious needs. Assistance includes: Medical and dental expenses • Funeral and burial costs • Repair, cleaning, or replacement of: Clothing Household items (room furnishings, appliances) Specialized tools or protective clothing and equipment required for the individual's job Necessary educational materials (computers, school books, supplies) • Clean-up items (wet/dry vacuum, air purifier and dehumidifier) • Fuel (fuel, chain saw, firewood) • Repairing or replacing vehicles damaged by the disaster, or providing for public transportation or other transportation costs • Moving and storage expenses related to the disaster (including evacuation, storage, or the return of property to a home) • Other necessary expenses or serious needs (for example, towing, or setup or connecting essential utilities for a housing unit not provided by FEMA) Public Assistance The Public Assistance (PA) grant program provides federal assistance to government organizations and certain private nonprofit (PNP) organizations following a Presidential disaster declaration. PA provides grants to state, tribal, territorial and local governments, and certain types of PNP organizations so that communities can quickly respond to and recover from major disasters or emergencies. The PA program provides supplemental federal disaster grant assistance for debris removal, life-saving emergency protective measures, and the repair, replacement, or restoration of disaster -damaged publicly - owned facilities and the facilities of certain PNP organizations. The PA program also encourages protection of these damaged facilities from future events by providing assistance for hazard mitigation measures during the recovery process. Public Assistance categories are: • Category A: Debris Clearance—Clearance of debris, wreckage, demolition and removal of buildings damaged beyond repair. H-7