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Exhibit D ATTY/AGR/2025/AMEND NO.2 – YMCA MASTER PROJECT AGREEMENT REV: 07-17-25 VR (3) In addition to the insurance coverage referred to in Section 19 (Insurance) below, Workers’ Compensation Insurance covering all persons employed in connection with the work and with respect to whom death or injury claims could be asserted against Landlord, Tenant or the Property, and a general liability policy coverage, naming Landlord with limits of not less than Five Million Dollars ($5,000,000), shall be maintained by Tenant, at Tenant’s sole cost and expense, at all times when any work is in process in connection with any improvement, change or alteration. All such insurance shall be obtained and kept in force as otherwise provided in Section 19 (Insurance) below. (d) The Common Area Maintenance Agreement referred to in Section 13(b) below, shall set forth the protocol and payment structure for any future alterations or capital improvements desired by the Parties to the Non-Exclusive Common Area, outside the scope of the Phase 2 Improvements (“Future Common Area Improvements”). Tenant, as Tenant deems necessary and desirable, shall have the right during the Term to make voluntary alterations and/or capital improvements to the New YMCA at Tenant’s sole cost and expense, upon the written approval of the Landlord, not to be unreasonably withheld. 13. Ongoing Maintenance and Repair Obligations. (a) YMCA Site. (1) Tenant shall, during the Term, at its own cost and expense and without any cost or expense to Landlord: (i) Keep and maintain the YMCA Site and New YMCA (including all appurtenances thereto) in good and neat order and repair and shall allow no nuisances to exist or be maintained therein. Landlord shall not be obligated to make any repairs, replacements or renewals of any kind, nature or description whatsoever to the New YMCA; and (ii) Comply with and abide by all federal, state, county, municipal and other governmental statutes, ordinances, laws and regulations affecting the YMCA Site and the New YMCA, or any activity or condition related to the New YMCA. (iii) Tenant agrees that it will not commit or permit waste upon the YMCA Site. (2) Tenant will not cause or permit any hazardous substance (as defined by applicable federal, state and local statutes, rules and regulations) to be released in, on, under or about the YMCA Site or Non-Exclusive Common Area (including through the plumbing or sanitary sewer system) and shall promptly, at Tenant’s expense, comply with all statutory requirements with respect to any contamination of the YMCA Site or Non-Exclusive Common Area that was caused, permitted or materially contributed to by Tenant or pertaining to or involving any hazardous substance brought onto the YMCA Site or Non-Exclusive Common Area during the term of this Lease by or for Tenant or any third party. Tenant will defend, indemnify and hold Landlord free and Page 7 of 50