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6. 1. F. - Page 55 Section 7.15 Water Beds Water beds shall not be permitted in the Development. Section 7.16 Floor Coverings No change in the type of floor covering materials as were originally installed in the Units shall be permitted except with the consent of the Architectural Control Committee. To reduce sound transmission, all Units above other Units shall have seventy percent (70 %) of all floor areas except kitchens and bathrooms covered with carpet, rugs or other material approved by the Architectural Control Committee that provides equivalent insulation against sound transmission to the Unit below. Each installation of carpeting shall include carpet padding or carpet cushion which meets or exceeds the specifications for Class 1 padding (Heavy Traffic, Residential or Commercial). All rugs shall be of sufficient thickness and /or shall include padding to provide adequate insulation against sound transmission to the Unit below. The installation of any type of hard surface flooring in a Unit shall include sound dampening and /or insulating materials in order to reduce sound transmission, as approved by the Architectural Control Committee. If any change is proposed to any floor covering in a Unit, the Architectural Control Committee shall require that the replacement covering provide the same or better acoustical characteristics as the floor covering that is being replaced. Section 7.17 Conduct Affecting Insurance Nothing shall be done or kept in any Unit or in the Common Area which will increase the rate of insurance on the Common Area without the prior written consent of a majority of the Owners. No Owner shall permit anything to be done or kept in his Unit or in the Common Area which will result in the cancellation of insurance on any Unit or on any part of the Common Area or which would be in violation of any law. No waste shall be permitted in the Common Area. No gasoline, kerosene, cleaning solvents, flammable liquids, or other hazardous materials shall be stored in the common area, storage areas or parking areas. Section 7.18 Common Utilities No change in the utility requirements of a Unit may be accomplished by an Owner without the prior approval of the Board if such utility is metered on a meter shared by other Units or the Common Area. No major power tools or other power- consuming devices shall be operated in the garage, parking areas or other portions of the Common Area without prior approval of the Board. Section 7.19 Roof No person except maintenance personnel authorized by the Board shall walk on any roof area without the prior consent of the Board except for areas constructed for such use, if any. Section 7.20 Guests and Lessees Each Owner shall be responsible for compliance with the provisions of this Declaration and the Bylaws and any Association Rules by his guests, co- inhabitants and lessees (including without limitation employees, customers and invitees of a lessee). Section 7.21 Compliance with Laws No Owner shall permit anything to be done or kept in his Unit which is in violation of any law, ordinance, statute, rule or regulation of any local, county, state or federal body. Section 7.22 Damage to Common Area and Personal Iniuries Each Owner shall be liable to the remaining Owners for any damage to the Common Area that may be sustained by reason of the negligence of that Owner, members of his family, his contract purchasers, tenants, guests co- inhabitants, or invitees to the extent that any such damage is not covered by insurance. Each Owner, by acceptance of his deed, agrees for himself and for the members of his family, his contract purchasers, co- inhabitants, tenants, guests or invitees to indemnify each and every other Owner and to hold such Owner harmless from, and to defend such Owner against, any claim by any Person for personal injury or property damage occurring (a) within the Unit of that particular Owner or (b) within any exclusive easements over the 45 CCRS -One Marina. docx